Very professional. No sales talk. Straight to the point. Assesses customers' investment appetites and advise accordingly. Great teamwork. Backroom boys, and girl and frontline sales staff all working as one team. Good job! Francis Koh, jovial chap, plenty of jokes but same time pans out some serious financial nuggets at the appropriate time. Also able to recommend new products according to customers' budgets and needs. Keep up the good work, guys!
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