Schedule of Charges

Authentication

Bullion Purity ECM check (on a per item basis)*	2.00 SGD
DUX bullion test with online report and TPS (on a per item basis)	50.00 SGD
*minimum 50.00 SGD per session.

Cost of Storage

Storage rate per silver ounce per year	0.2774 SGD
Storage rate per gold or platinum ounce per year	9.8550 SGD
Parcel audit (for the first two hours plus 100.00 SGD for every hour thereafter)	200.00 SGD
Parcel repackaging	6.00 SGD
Parcel transfer from one account to another (on a per parcel basis)	25.00 SGD
Parcel withdrawal charge (on a per parcel basis)	25.00 SGD
Armed delivery of parcel to a Singapore address	299.00 SGD

Transfer-in

Transfer-in charge*	Varies
DUX testing and parcelization for transfer-in**	Varies
*charges vary depending on the discount tier. Refer to the transfer-in page. **charges vary depending on bullion type and quantity. Refer to the transfer-in page.

Late Payment & Cancellation

Late payment penalty (as a percentage of the amount due)*	1.00%
Order cancellation charge (on a per order basis)	45.00 SGD
Market loss charge on order cancellation (on a per order basis)**	Spot price difference
*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every 15 days thereafter. **calculated based on the spot price difference between order date and order cancellation confirmation, multiplied by the total ounces ordered. Any market gain by us on cancellations initiated by you shall not be refunded and shall remain our property.

Bullion Secured Peer-to-Peer Loans

Late payment penalty (as a percentage of the amount due)*	1.50%
Administration fee (as a percentage of principal amount per annum)	0.50%
Loan Advance finance charge (as a percentage of principal amount)	0.50%
*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every loan start date thereafter.

Credit/Debit Card and Bitcoin Charges

Credit card transaction fee	3.00%
Bitcoin conversion fee*	3.00%
* from the bid-ask rates on https://www.itbit.com/