Schedule of Charges

Authentication
Bullion Purity ECM check (on a per item basis)* 2 SGD
DUX bullion test with online report and TPS (on a per item basis) 50 SGD

*minimum 50 SGD per session.

Cost of Storage
Storage rate per silver ounce per year 0.2774 SGD
Storage rate per gold or platinum ounce per year 9.8550 SGD
Parcel audit (for the first two hours plus 100.00 SGD for every hour thereafter) 200 SGD
Parcel repackaging 6 SGD
Parcel transfer from one account to another (on a per parcel basis) 25 SGD
Parcel withdrawal charge (on a per parcel basis) 25 SGD
Armed delivery of parcel to a Singapore address 299 SGD
Transfer-in
Transfer-in charge* Varies
DUX testing and parcelization for transfer-in** Varies

*charges vary depending on the discount tier. Refer to the transfer-in page.

**charges vary depending on bullion type and quantity. Refer to the transfer-in page.

Late Payment & Cancellation
Late payment penalty (as a percentage of the amount due)* 1.00%
Order cancellation charge (on a per order basis) 45.00 SGD
Market loss charge on order cancellation (on a per order basis)** Spot price difference

*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every 15 days thereafter.

**calculated based on the spot price difference between order date and order cancellation confirmation, multiplied by the total ounces ordered. Any market gain by us on cancellations initiated by you shall not be refunded and shall remain our property.

Secured Peer-to-Peer Loans
Late payment penalty (as a percentage of the amount due)* 1.00%
Administration fee (as a percentage of principal amount per annum) 0.50%
Loan Advance finance charge (as a percentage of the amount financed) 0.50%

*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every loan start date thereafter.

Credit/Debit Card Charges
Credit card transaction charge 3%
Bitcoin Charges
Purchasing metals, selling bitcoins* 2.5%
Selling metals, buying bitcoins* 4%
Buying / selling bitcoins into fiat currency* 4%

* from the bid-ask rates on https://www.itbit.com/