Who can be a borrower?
To be able to borrow against your metals, you must have an approved S.T.A.R. Storage account and own at least one metal parcel stored at S.T.A.R. Storage. If your S.T.A.R. Storage account was approved before the official public launch, you must also download and sign our new User Agreement to be able to access the P2P page.
IMPORTANT: Owners of metal cannot lend their assets, they can only borrow against it (we do not facilitate gold leasing).
Notes: Corporate entities are not allowed to borrow
Borrower (Requirement: Have metals stored in STAR Storage)
If you have bullion storing in our vault under STAR storage, you can become a borrower and use them as collateral to borrow against at attractive interest rates for 1 month, 6 months, 1 year or 2-year loans.
For gold, you can borrow up to 62.5% of the value of the gold. For silver and other metals, you can borrow up to 50% of the value of the metals.
The minimum to borrow is 3000 USD, 3000 SGD or 3000 EUR, and in multiples of 500.
Do note that any metals that are locked as collateral for the P2P loan cannot be sold, moved or taken delivery of until the loan has been paid off.
Please visit our FAQ on storage for more information about the S.T.A.R. Storage program.