At the end of the term, could I just partially pay off the loan?

In general, borrowers must pay off the loan in full by due date. Failure to do so will result in penalties in accordance with our late payment policy.

However, the Borrower may, as an alternative, apply for a new loan before the Loan Maturity date that will, if accepted by lenders, result in a roll-over of the previous Loan Contract.

Under a loan roll-over scenario, the Borrower need send funds to pay off the old loan (if the new loan is insufficient to cover the amount due) or the Borrower only needs to partially pay a portion of the old loan not covered by the new loan contract.