Are my funds safe if it remains in Silver Bullion’s P2P account?

Silver Bullion keeps customers’ lending funds within a dedicated bank account with a licensed Singapore bank. This account is entirely separate from Silver Bullion’s operational accounts, and your funds are never co-mingled with company assets. Legally, this structure is treated as a quasi-trust arrangement. While no formal trust deed is involved, the way the account is structured (where the Silver Bullion holds funds for the sole benefit of clients) means your funds remain legally yours. In the event of insolvency, these funds would not be available to Silver Bullion creditors and must be returned to you. Client balances are tracked individually in our system, which ensures accurate reconciliation by a liquidator or court-appointed administrator if necessary.